Embedded Finance
Enabling partnerships between banks and
non-financial brands
Embedded finance helps banks reach new audiences, and non-financial brands bring value-added services to their customer journeys.
SuperCore®, our next-generation core banking platform, powers the financial backend of these experiences, enabling banks and brands to partner, integrate, and get to market quickly.
Enterprise-grade and proven in the real world, SuperCore® gives:
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Banks a next-generation Banking as a Service (BaaS) platform to reach new customers at a low cost.
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Brands a way to embed new revenue streams into apps to boost customer lifetime value.
![Speech Quote Marks](https://www.10xbanking.com/hubfs/_2023%20website%20updates/Icons/Speech%20Quote%20Marks.png)
Westpac’s partnership with 10x has allowed us to offer products to customers through a transformative business model. We are reaching new customers when and how they want it, and in the palm of their hand.
![Damien MacRae, Westpac](https://www.10xbanking.com/hubfs/Damien%20MacRae%2c%20Westpac-1.png)
De-risk the journey to next-generation banking
![Core banking replacement - powerful managed core](https://www.10xbanking.com/hubfs/Core%20banking%20replacement%20-%20powerful%20managed%20core.png)
![Core banking replacement - half a day to build](https://www.10xbanking.com/hubfs/Core%20banking%20replacement%20-%20half%20a%20day%20to%20build%20v2.png)
![Core banking replacement - single view of customers](https://www.10xbanking.com/hubfs/Core%20banking%20replacement%20-%20single%20view%20of%20customers.png)
![Embedded Finance icons - Supported by people and proven tech](https://www.10xbanking.com/hubfs/Embedded%20Finance%20icons%20-%20Supported%20by%20people%20and%20proven%20tech.png)
What is
Banking as a Service?
Hear from Peter Timmins, Regional Director for APAC at 10x,
as he discusses how to make BaaS work for banks, customers, and brands, or learn how to make embedded finance work for your bank here.
Create seamless banking experiences that enrich the lives of customers
A modern, real-time core enabling easy differentiation
- Our no-code product builder, Bank Manager, means banking products can be built, launched, and updated quickly in clicks.
- Our API-first architecture makes integrating front and backend systems easier, and gives you ultimate control over the customer experience.
![Embedded Finance - A modern real time core Embedded Finance - A modern real time core](https://www.10xbanking.com/hubfs/Embedded%20Finance%20-%20A%20modern%20real%20time%20core.png)
![Embedded Finance - Customer centric data model Embedded Finance - Customer centric data model](https://www.10xbanking.com/hubfs/Embedded%20Finance%20-%20Customer%20centric%20data%20model.png)
Customer-centric data model
- Our real-time data model and Kafka events stream give you a deep understanding of every customer.
- Get a single view of every customer, across their entire banking relationship, for better customer service, marketing, and cross-selling opportunities.
- Multi-tenancy enables banks to run one platform with multiple brands.
Supported by people and technology you can trust
- Core banking is complex. But many elements don’t differentiate your BaaS proposition. We manage these for you, so you can focus on evolving your proposition.
- Our managed service ensures your core banking platform is always on, with 24x7 security operations, migration support, and much more.
- Our in-house teams are set up to interface with yours, enabling you to run an enterprise-grade banking proposition with less tech overheads.
![Greenfield banks - Ready made integrations Greenfield banks - Ready made integrations](https://www.10xbanking.com/hubfs/Greenfield%20banks%20-%20Ready%20made%20integrations.png)
Lead the market, in any market
![Icon - 12 minutes to build a new product](https://www.10xbanking.com/hubfs/Icon%20-%2012%20minutes%20to%20build%20a%20new%20product.png)
12 minutes to create a product
Configure, test, and launch new products with just a few clicks.
![Icons - 12 weeks to launch a bank](https://www.10xbanking.com/hubfs/Icons%20-%2012%20weeks%20to%20launch%20a%20bank.png)
12 weeks to launch a bank
Remove complexity from your tech stack to focus on value-add activities and swift deployment.
![Icons - Millions of customers in less than 12 months](https://www.10xbanking.com/hubfs/Icons%20-%20Millions%20of%20customers%20in%20less%20than%2012%20months.png)
Millions of customers in less than 12 months
Powered by 10x SuperCore, Chase UK moved from launch to one million customers in months.
Your journey to live with 10x
Proof of Concept
Joint discovery
Dedicated client delivery team
Migration
A proven platform powering the world’s biggest banks
![Core banking replacement - transformative](https://www.10xbanking.com/hubfs/Core%20banking%20replacement%20-%20transformative%202.png)
Transformative
![Core banking replacement - predictable](https://www.10xbanking.com/hubfs/Core%20banking%20replacement%20-%20predictable.png)
Predictable
![Core banking replacement - proactive](https://www.10xbanking.com/hubfs/Core%20banking%20replacement%20-%20proactive.png)
Proactive
![Core banking replacement - agile](https://www.10xbanking.com/hubfs/Core%20banking%20replacement%20-%20agile%202.png)
Agile
![Core banking replacement - transformative](https://www.10xbanking.com/hubfs/Core%20banking%20replacement%20-%20trusted%202.png)
Trusted
![leverage-customer-insights@3x](https://www.10xbanking.com/hubfs/Approach%20page/leverage-customer-insights@3x.png)
Marketing and Communications
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