Our team

Antony is committed to driving the digital economy beyond the boundaries of 10x; he serves as Group Chairman of Currencies Direct, the leading UK non-bank provider of foreign exchange and international payment services, a board member of Blockchain, the world’s leading software platform for digital assets, and Board Director for US mortgage lending giant Fannie Mae. Antony is also an external member of the Prudential Regulation Committee.

Additionally, Antony is committed to advancing digital education and skills in the workforce; his dedication to the advancement of learning is recognised in his role as Chair of the Institute for Apprenticeships and Technical Education, an employer-led organisation established to promote high-quality apprenticeships by 2020.

Before creating 10x, Antony served as Group CEO of Barclays plc for three years.

Antony was awarded a CBE for services to business in the Queen’s Birthday Honours in June 2021.

Tam is actively focused on 10x’s strategic roadmap, growth, partnerships and pursuing new business opportunities with existing and future clients. Tam has over twenty years of experience in technology, information security and digital banking.   

He started his career at Morgan Stanley, before joining PriceWaterhouseCoopers as a management consultant, working with banking and telco clients. He subsequently joined the founding team of a security fintech start-up, exiting in a trade sale in 2005. After independent consulting in the mobile telco sector, Tam joined Lloyds Banking Group in 2007 to build real-time fraud monitoring systems. He subsequently took a major role in digital banking technology for the UK’s largest digital bank as Head of Programme Delivery, and served as Head of Digital Fraud and Security for the group. 

As part of his focus, he directs 10x’s financial and investor strategy and oversees the group’s risk, finance, legal, HR, operations, communications and vendor management activities. Curt has nearly 30 years’ experience in retail banking, consumer lending, risk and control, credit cards, treasury and finance.

In the three years to 2018, Curt was CEO of Barclays US consumer bank. He previously worked as Barclays’ Chief Financial Officer for Personal and Corporate Banking in London. He also served as CEO and CFO for Barclays Europe Retail and Business Banking, CFO for Barclays Africa Retail and Business Banking and CFO for Barclaycard. 

Prior to joining Barclays, Curt held executive positions in the US at Citi and Bank of America following roles as a senior auditor with BDO in New York. 

Leda is a former banker, technology executive and founding CEO of 11:FS Foundry, where she led the growth of its modular core digital banking offering. Prior to that, Leda was Chief Innovation Officer at Qatar National Bank, the largest bank in the Middle East and North Africa, with responsibilities for employee-driven and market-led innovation strategy and execution. 

Prior to QNB, Leda was a Director at business and technology consulting firm Sapient, focusing on digital transformation and emerging technologies, and led EMEA innovation at BNY Mellon. Leda joined BNY Mellon from fintech start-up Great East London Software, where she served as Head of Services Development. 

Leda holds an MA from King’s College, Cambridge, and an MSc and PhD from the London School of Economics and Political Science. She has taught politics, global governance and management principles, while working in management roles across various industries. 

Mark, who was named the UK’s second-most influential and innovative CIO in 2018 by CIO Magazine, is an experienced and well-known CTO, IT leader and engineer in the industry. He has more than 20 years of experience in technology roles, most recently as Chief Technology Officer at Trainline, Europe’s leading train and coach app. Before that Mark held CTO, architect and advisory roles at businesses including CPA Global, an intellectual property management and IP software specialist, trading software company Trayport, ABN AMRO, Avis Europe, GE Capital and the Financial Times. Mark has an MBA from the London Business School and is a graduate of King’s College in computer science.

Phil's remit spans the confidentiality, integrity and availability of 10x services on behalf of our teams, clients and their end customers. In addition to his information security responsibilities, Phil also leads the platform engineering and incident management teams. 

Phil joined 10x in July 2019 from Lloyds Banking Group where he worked as both Digital Chief Architect and Director of Infrastructure and Security Architecture. Prior to that, Phil held a variety of consulting roles at businesses including KPMG, IBM, Vodafone, Optus, and PricewaterhouseCoopers. 

Sallyann also oversees the company’s approach to operations, change management and internal communications to enable great people to thrive and be empowered while ensuring it is a 10x better place to work. 

An experienced senior HR leader, she has worked across a range of industries and global businesses including Unilever, SC Johnson, Barclays, and The John Lewis Partnership. She has deep experience of building and leading HR functions and developing capabilities within organisations. 

Richard thrives on re-thinking the way legal services are provided, challenging all pre-conceptions and constantly aiming to find new solutions and better ways to use technology. 

He previously served as Head of Legal for the Worldwide Operations of the global bank HSBC, where he built a new team from scratch. Before this he was Head of Legal for Cisco across Latin America, the Caribbean, Africa, the Middle East, Central & Eastern Europe, Russia/CIS and Pakistan, where his focus was on major strategic IT implementations. 

Leigh joined 10x in early 2017, several months after the business was founded. Our client focus is on support around not only SME, but also BaaS and core banking platform development and Leigh has worked across all of these. As part of his experience prior to 10x, Leigh was Head of Customer Services and Lending for Lloyds Business Banking. As well Lloyds, Leigh has worked at Halifax and Lloyds International.

Frederik joined 10x in early 2021 from Trainline where he was their Director of Engineering having held previous roles at the business over the past decade including Chief Architect and Head of Engineering. Prior to Trainline, Frederik was Co-Founder of an analytics start-up and worked at businesses such as IVIS Group, Smarterwork and Alcatel.

At 10x his focus is on building world class, cloud native core banking technology and technology teams.

The 10x Impact Agenda supports our corporate social responsibility priorities as we seek opportunities through what we do to have a positive impact, particularly for those less advantaged. 

Amanda has extensive commercial, educational and volunteer experience within and outside the third sector both within the UK and internationally. 

After completing her degree in German, Amanda spent the next decade in the Lloyd’s Insurance Market, followed by senior roles with two New York law firms. She has also taught English as a second language and worked as a cross-cultural trainer for high-ranking executives from around the world. 

Amanda is a UK board member for Teach for All and Reboot the Future. She also participates in donating groups, mentors, advises and supports small charities and has established her own Family Foundation. Her passion is tackling inequality among the younger generation and women.