Unlock new performance Create lending products & credit solutions built for the future
Bring sophisticated credit, private market, and alternative finance offerings to life with the 10x Banking Platform. Launch faster, operate with real time clarity, and scale confidently as markets accelerate.
Core banking built for asset managers, private credit funds, and non bank lenders seeking speed, precision, and scale.
Clarity that builds confidence
See the whole picture with real‑time data
Get a complete understanding of positions, balances, transactions, and cashflows across funds and portfolios. Real‑time data helps investors, partners, and internal teams understand exactly what’s happening as it happens. Allowing everyone to make informed decisions in the moment.
YOUR PLATFORM, YOUR EDGE
Build fast, tailor precisely
Move quickly with ready‑to‑use modules proven in production by leading banks. Configure product details through a simple UI to match your strategy and accelerate innovation. And when you need deeper tailoring, extend behavior with code in any language – without complicating or slowing down your core platform.
Connected by design
Work smoothly across your ecosystem
Integrate fund accounting, treasury, underwriting, servicing, capital‑markets tools, and risk systems through modern APIs and event‑driven data flows. Keep information consistent as it moves between teams and systems, reducing reconciliation and manual checks. The result is a more coordinated operating environment that stays aligned as your activity grows.
READY FOR WHAT’S NEXT
Keep products moving as fast as your strategy
Update products quickly using intuitive, modular components that make changes straightforward. Adjust pricing, terms, and product structure without long engineering cycles or major system work. With a platform built to accommodate iteration, product teams stay agile even as your business grows.
Any product; no compromise
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Deposits
Offer a range of savings and investment products with configurable parameters.
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Mortgages
Mortgages for every need – fixed, variable, tracker, offset, bonus, self-build, cash-back, and multi-party.
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Transactional
Power everyday cash flow, payments, and collections with configurable account and balance capabilities.
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Specialty lending
Model bespoke, private‑market and alternative‑finance products using modular building blocks that flex with your strategy.
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Novated leasing
Enable streamlined vehicle and salary‑packaged leasing options through modern, adaptable product components.
Live within a year: the implementation journey
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Proof of value (PoV)
Move fast with an 8-week PoV. Try before you buy and validate product fundamentals, data flows, and operational fit.
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Go live phases
Launch priority products and migrate in waves to minimize risk and accelerate value.
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Evolve continuously
Introduce new lending structures, entities, and workflows on your timeline – on a platform built for innovation.
Selected by leading alternative finance providers
Client
Remara
Remara chose 10x to accelerate the launch of new mortgage, commercial lending, term investment, and novated lease products. The platform enables Remara to deliver unprecedented flexibility and speed for customers across Australia’s emerging alternative finance sector – giving the company the control it needs to differentiate in a dynamic, competitive landscape.
Read more10x Banking’s platform puts us in the driving seat for product and delivery flexibility, letting Remara go to market faster with innovative, specialist lending solutions.
Andrew McVeigh Managing Partner, Remara
Trusted worldwide
The 10x difference
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Solve Performance & scalability
Proven Scalability; lower costs, lower downtime and lower regulatory risks
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Unlock Product & service innovation
Increase speed to market, increase customers and lower costs
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De-risked Enterprise grade security
Reduce security/data risks and lower regulatory risks
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Underpin with Simplified architecture
Lower costs, lower latency and strengthened controls
FAQs
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Most firms are moving away from batch‑based or legacy systems because those create delays and blind spots. Cloud‑native platforms now give lenders real‑time visibility into positions, balances, transactions, and cashflows, helping teams make faster, more accurate decisions. Solutions like 10x Banking are designed around real‑time data and high‑performance processing, supporting institutions that need live oversight of credit activity
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It helps when a platform can treat the key parts of a structure, like the parties involved, the products they use, and the terms attached, as components that can be linked separately.
On the 10x Banking Platform, these elements can carry the attributes you need and be combined to match real‑world arrangements. With virtual balances keeping cashflows and exposures clear across entities, complex setups stay manageable as they evolve.
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Institutions are shifting toward platforms that automate schedules, interest, fees, lifecycle events, and reconciliation. Event‑driven systems like 10x provide continuous data updates and strong financial integrity, allowing teams to spend less time fixing exceptions and more time managing portfolios.
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Firms no longer accept year‑long product delivery cycles. With modular components and configurable templates, cloud‑native cores now enable teams to move from concept to live product in a matter of weeks – depending on scope and integration needs. The 10x Banking Platform is designed to help institutions launch new propositions into new segments or geographies at speed.
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Cloud‑native cores offer scale, resilience, and faster change cycles, which are critical for organizations operating across diverse credit strategies. They support high‑performance processing and modern operating models, addressing limitations that legacy and even some neo‑core platforms struggle with. 10x Banking enables institutions to reshape their offering and scale with confidence.
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10x is API‑first and event‑driven, so data and processes flow cleanly between your core lending products and the systems you already use. In practice, that means near real‑time updates for positions, balances, and cashflows, and fewer reconciliations.The platform’s cloud‑native design is built for performance, resilience, and interoperability, helping institutions launch new propositions and integrate faster than legacy cores.
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Most cloud‑native cores now support a broad mix of lending and deposit products, from everyday transactional accounts through to more complex private‑credit structures.On 10x, these products are built using configurable templates and modular components, which means firms can shape mortgages, deposits, leasing, and specialty lending products without relying on custom code.When deeper tailoring is needed, the platform’s extensibility layer lets you adapt pricing logic, schedules, fees, and lifecycle events safely – keeping the core clean while giving product teams the freedom to evolve their offering.