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Embedded finance for banks and brands

bank

For banks

Reach customers you can’t reach alone

Partner with consumer and business brands to offer banking products inside the journeys customers already trust. Use one core to support multiple partner propositions, each with its own experience, while retaining control of the ledger.


Grow new revenue streams, acquire new customer segments and launch faster.

lightning

For brands

Create outsized value inside your customer journeys

While we don’t operate as a bank or hold a banking license ourselves, our technology enables you to embed financial services, from payments to lending, into the journeys your customers already use.


Drive deeper engagement, unlock new revenue streams, and deliver stronger customer outcomes.

 

How the 10x Banking platform works

single source

Powerful ledger at the center
A single source of truth for every journey

Anchor every transaction, balance update and correction to one real‑time ledger. Use a single authoritative source to support embedded wallets, settlement, payroll, stored value and multi‑party flows – ensuring numbers stay accurate and consistent across every product, brand and channel.

Journey-led products
Bring new experiences to market faster

Build and adapt financial products quickly in your customers' journeys using a no and low‑code product builder. Differentiate your offering further by adding custom business logic through hooks, written in any coding language – enabling rapid iteration and deeper tailoring at the experience layer.

Construction cranes beside a high‑rise building, symbolizing fast, flexible product creation and customization for modern lending and alternative‑finance solutions.
sky bridge connection

BUILT FOR PARTNERSHIPS
Integrate your ecosystem seamlessly

Connect financial capabilities across your ecosystem through an API‑first platform. Banks, brands, and third parties connect quickly and securely, with full control over how services appear and operate within each experience.

MULTIPLE PROPOSITIONS. ONE PLATFORM.
Scale embedded finance efficiently

Support multiple partner‑led propositions on a single, multi‑tenant platform. Each proposition remains logically separated, while every customer experience stays distinct – enabling new markets, models, and experiences to scale without added complexity or cost.

scale

Live within a year: the implementation journey

  1. icon 1

    Proof of value (PoV)

    Move fast with an 8-week PoV. Try before you buy and validate product fundamentals, data flows, and operational fit.

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    Go live phases

    Launch priority products and partner propositions first, then expand in structured waves to manage risk and accelerate time to value.

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    Evolve continuously

    Introduce new products, entities and multiple partner‑led propositions on your timeline on a future-proof platform.


Trusted worldwide

Logo: Chase
Logo: Westpac
Logo: Old Mutual
Logo: WestBrom Building Society
Logo: The Cooperative Bank
Logo: Constantinople
remara
Logo: Chase
Logo: Westpac
Logo: Old Mutual
Logo: WestBrom Building Society
Logo: The Cooperative Bank
Logo: Constantinople
remara

Book your demo today Explore a future-ready core

The 10x difference

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    Solve Performance & scalability

    Proven Scalability; lower costs, lower downtime and lower regulatory risks

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    Unlock Product & service innovation

    Increase speed to market, increase customers and lower costs

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    De-risked Enterprise grade security

    Reduce security/data risks and lower regulatory risks

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    Underpin with Simplified architecture

    Lower costs, lower latency and 
strengthened controls

FAQs

  1. Logo: Bcorp
  2. Badge: Celent 10x named as luminary in advanced technology &amp; breadth of functionality
  3. Badge: 10x named as leader in EMEA &amp; APAC
  4. Badge: 10x Console named Best of Show in Finovate Europe 2023
  5. Logo: AICPA SOC
  6. Logo: BSI 27001
  7. Logo: BSI UKAS