SuperCore
The cloud-native core banking platform for ambitious banks
SuperCore® is our cloud-native core banking platform. It helps banks understand their customers better, release products faster, unlock their data, and deliver connected experiences.
As a SaaS-managed service for core banking, SuperCore is available globally via AWS and simplifies your deployment, integration, and infrastructure operations. As a result, banks can massively reduce their cost to serve.
Build products in minutes with our no-code product builder. Use our real-time events stream to get fresh customer insights that speed up decision-making. Seamlessly integrate your channels and applications with our API-first architecture.
Get everything you need to become the bank your customers love.

We've built the most comprehensive banking platform so banks
can deliver the next generation of financial services.

Build your bank's future with SuperCore

Features
SuperCore
A flexible, scalable, and extensible cloud-native operating system for banks.
Financial products
Next generation product configuration
Create, publish and manage the product lifecycle
Zero downtime and zero IT involvement
Data & analytics
Real-time Kafka feeds with full visibility of all transaction flows and underlying data model
Symmetric schema methodology accelerates analytic life cycle for off-platform value creation
Core banking
Cloud native real-time ledger scalable for peak processing by design
Calculation engines tuned for durability and financial integrity
Rich transaction, statement and accounting data feeds
Customer
Flexible customer profiles
Lifecycle and state management
Authentication and user management
Payments
ISO20022 payment message flows allow for rapid integration
Designed to latest global standards
Account funding APIs
Credit / debit transaction posting APIs
On-me, on-us and internal transfer processing
Flexibility
Microservice architecture and standards based data model prevents data silos
Carefully abstracted domain model readily supports new product, channel and customer experience concepts
Managed services
Lower cost of ownership with cloud-native tooling managed by our hands-on, specialist teams.

Features
SuperCore apps

Bank Manager's no-code interface enables Product teams to build feature-rich current accounts, credit cards, savings, and mortgage products in minutes.
Design, build, test, and iterate banking products without additional IT costs or delays.
Respond to market change and customer needs faster by viewing real-time product metrics.
Manage multiple tenants through one instance, enabling different brands or regions to use the same core.

Centralize servicing with our Salesforce module, powered by a single source of truth, to resolve customer queries, across multiple channels, faster.
Increase productivity with automated responses, supported by intelligent case creation when it's time to pass over to an agent.
With integrated telephony and asyncronous chat, plus authentication methods such as click to call and push to auth, you can serve customers better from within one interface.

Quickly understand, explore, and test APIs and capabilities.
Get all platform release updates and functionality upgrades in one place.
iOS and Android app store ready
Support your customers with their financial management with homepage insights, transaction filter tools, spending category management and budgeting goals
Increase customer engagement with in-app notifications and asynchronous chat support
Simplify the user experience with quick and easy payment set up and purchases, card management, personal profile changes and document retrieval
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10x SmartAdapters
Use your own APIs and integrations with SmartAdapters that connect into SuperCore.

APIs
Product, ledger, customer, and payment services are accessed by a suite of channel agnostic RESTful APIs, offering consistent access to SuperCore.
High level APIs accessible by mobile apps and customer channels, encapsulating underlying services and processes.
Fundamental APIs offering direct access to ledgers, financial processing, and customer servicing, typically used by backend and middleware applications.

Data streaming
All activity on SuperCore generates real-time data streams. This provides a rich, complete source from the heart of the platform, provided in an open and consumable format.
Using Kafka technology, with surrounding tooling to manage schema versions and guarantee data quality.
In a typical bank, more than 80% of the analytics lifecycle is spent cleaning and understanding data. 10x data streams eliminate this step, allowing analysts to focus on delivering business value.

10x SmartAdapters
SmartAdapters insulate SuperCore from third party APIs.
SuperCore optionally ships with API extensions to simplify and accelerate integration, isolating app and digital development teams from underlying complexity.
Mobile SDKs include an encrypted transport framework delivering a banking grade secure path to the core.
Payments
Integrations with your payments systems or world-leading payment gateways.

Features
Accelerators
Speed up your transformation with our pre-integrated technologies and accelerator modules. Choose from a selection or utilize all as a full bank-in-a-box solution.
Cards
Marketing and communications
Open banking
Electronic payments
Customer financial tools
CRM and operations






Cards
Deliver secure, easy to scale, and low-risk transaction processing
Card payment processing via an ISO8583 and ISO20022 RESTful API web services
Card lifecycle services for both physical and virtual cards.
Marketing and communications
Deliver timely and relevant messaging with real-time event-driven communications direct to a customer's preferred channel.
Improve efficacy with a suite of predefined options or configure communication triggers, data fields, and more to suit your needs
Drive deeper engagement with multi-channel push messaging, as well as our own in-app cards.
Accelerate onboarding for rapid account set up and improved completion rates
Reduce friction through the onboarding process to improve customer experience
Robust screening supports comprehensive risk mitigation
Ensure compliance with fraud & AML regulations
Ensure compliance with fraud & AML regulations
Open banking
Support for open banking standards in UK, Europe, and beyond
PISP / AISP journeys
Infrastructure and security.
Electronic payments
ISO20022-based payments processing, domestic and international
Batch and real-time capable, proven across multiple geographies and schemes
Integrate with transaction monitoring for full decisioning capabilities.
Customer financial tools
Payment transactions enriched with geographic and merchant data
Advanced APIs for querying transaction history, tagging, and categorizing transactions
Provide customers with financial insight, help them set goals, budgets, and manage their money.
CRM and operations
Centralize customer servicing to deliver a seamless omnichannel customer experience
Increase productivity with automated solutions, supported by intelligent case creation
Serve customers better via the channels that work for them, like live chat and telephony.