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SuperCore: cloud-native banking platform

The next-gen core banking platform for ambitious banks

SuperCore® is our cloud-native core banking platform. It helps banks understand their customers better, release products faster, unlock their data, and deliver connected experiences.

As a SaaS-managed service for core banking, SuperCore is available globally via AWS and simplifies your deployment, integration, and infrastructure operations. As a result, banks can massively reduce their cost to serve.

Build products in minutes with our no-code product builder. Use our real-time events stream to get fresh customer insights that speed up decision-making. Seamlessly integrate your channels and applications with our API-first architecture.

Get everything you need to become the bank your customers love.

Speech Quote Marks

We've built the most comprehensive banking platform so banks
can deliver the next generation of financial services.

Curt Hess
Curt Hess
Chief Operating Officer

Build your bank's future with SuperCore

Supercore_Build your bank with Supercore


SuperCore: A flexible microservices architecture. Modular and configurable, powered by a unified data model.
APIs: Seamlessly integrate with third-party platforms.
SmartAdapters: Futureproof your technology with a layer of SmartAdapters in JavaScript with OpenAPI Swagger documentation.
Accelerators: Pre-built integrations and modules that get you live faster.


A flexible, scalable, and extensible cloud-native operating system for banks.

Financial products

Next generation product configuration

Create, publish and manage the product lifecycle

Zero downtime and zero IT involvement

Data & analytics

Real-time Kafka feeds with full visibility of all transaction flows and underlying data model

Symmetric schema methodology accelerates analytic life cycle for off-platform value creation

Core banking

Cloud native real-time ledger scalable for peak processing by design

Calculation engines tuned for durability and financial integrity

Rich transaction, statement and accounting data feeds


Flexible customer profiles

Lifecycle and state management

Authentication and user management


ISO20022 payment message flows allow for rapid integration

Designed to latest global standards

Account funding APIs

Credit / debit transaction posting APIs

On-me, on-us and internal transfer processing


Microservice architecture and standards based data model prevents data silos

Carefully abstracted domain model readily supports new product, channel and customer experience concepts


Managed services

Lower cost of ownership with cloud-native tooling managed by our hands-on, specialist teams.

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Designed, engineered, and tested for scalability, resilience, and recoverability.
SOC2 and ISO20
Certified to internationally recognized standards for security and operations, including SOC2 and ISO27001.
24/7/365 security operations
Dedicated 24/7/365 security operations.
Always-on service management and site reliability engineering teams combine the best ITIL and SRE approaches to keep service running reliably.
Complete transparency on critical operational and security metrics. Security logs are available for your bank's own SOC/ SIEM
Centralized risk data for your operations and security teams. Security Operations teams continuously monitor the service, ready to respond to cyber threats.

SuperCore apps

Apps that simplify your workflow and accelerate time to market.
Bank Manager interface

Easy product management with Bank Manager

Developed intuitively

Bank Manager's no-code interface enables Product teams to build feature-rich current accounts, credit cards, savings, and mortgage products in minutes.

Maximise control

Design, build, test, and iterate banking products without additional IT costs or delays.


Respond to market change and customer needs faster by viewing real-time product metrics.


Manage multiple tenants through one instance, enabling different brands or regions to use the same core.

Saleforce interface

Action on behalf of customers

Centralise customer servicing

Centralize servicing with our Salesforce module, powered by a single source of truth, to resolve customer queries, across multiple channels, faster. 

Increase productivity

Increase productivity with automated responses, supported by intelligent case creation when it's time to pass over to an agent.


With integrated telephony and asyncronous chat, plus authentication methods such as click to call and push to auth, you can serve customers better from within one interface.

10x Docs

Seamlessly integrate with SuperCore

test APIs and capabilities

Quickly understand, explore, and test APIs and capabilities.

Document all platform release

Get all platform release updates and functionality upgrades in one place.

Modular React Native app

iOS and Android appstore ready

iOS and Android app store ready


Support your customers with their financial management with homepage insights, transaction filter tools, spending category management and budgeting goals


Increase customer engagement with in-app notifications and asynchronous chat support


Simplify the user experience with quick and easy payment set up and purchases, card management, personal profile changes and document retrieval

Leverage customer insights

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Marketing and Communications

Leverage customer insights

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10x SmartAdapters

Use your own APIs and integrations with SmartAdapters that connect into SuperCore.

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Product, ledger, customer, and payment services are accessed by a suite of channel agnostic RESTful APIs, offering consistent access to SuperCore.

High level APIs accessible by mobile apps and customer channels, encapsulating underlying services and processes.

Fundamental APIs offering direct access to ledgers, financial processing, and customer servicing, typically used by backend and middleware applications.

Supercore - icons_Smart adapters - Data streaming

Data streaming

All activity on SuperCore generates real-time data streams. This provides a rich, complete source from the heart of the platform, provided in an open and consumable format.

Using Kafka technology, with surrounding tooling to manage schema versions and guarantee data quality.

In a typical bank, more than 80% of the analytics lifecycle is spent cleaning and understanding data. 10x data streams eliminate this step, allowing analysts to focus on delivering business value.

Supercore - icons_Smart adapters - 10x smart adpaters

10x SmartAdapters

SmartAdapters insulate SuperCore from third party APIs.

SuperCore optionally ships with API extensions to simplify and accelerate integration, isolating app and digital development teams from underlying complexity.

Mobile SDKs include an encrypted transport framework delivering a banking grade secure path to the core.



Integrations with your payments systems or world-leading payment gateways.

Supercore - payments


Faster local gateway integrations in new markets
Simple mapping against global standards
ISO20022 compliant supporting new market entrance
Increase speed to market using existing SmartAdapters into our partner ecosystem.


Speed up your transformation with our pre-integrated technologies and accelerator modules. Choose from a selection or utilize all as a full bank-in-a-box solution.


Marketing and communications

Open banking

Electronic payments

Customer financial tools

CRM and operations

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Supercore - Accelerators_Marketing and comms
Supercore - Accelerators_Open Banking
Supercore - Accelerators_Electronic payments
Supercore - Accelerators_Customer financial tools
Supercore - Accelerators_CRM and ops


Deliver secure, easy to scale, and low-risk transaction processing

Card payment processing via an ISO8583 and ISO20022 RESTful API web services

Card lifecycle services for both physical and virtual cards.

Marketing and communications

Deliver timely and relevant messaging with real-time event-driven communications direct to a customer's preferred channel.

Improve efficacy with a suite of predefined options or configure communication triggers, data fields, and more to suit your needs

Drive deeper engagement with multi-channel push messaging, as well as our own in-app cards.

Accelerate onboarding for rapid account set up and improved completion rates

Reduce friction through the onboarding process to improve customer experience

Robust screening supports comprehensive risk mitigation

Ensure compliance with fraud & AML regulations

Ensure compliance with fraud & AML regulations

Open banking

Support for open banking standards in UK, Europe, and beyond

PISP / AISP journeys

Infrastructure and security.

Electronic payments

ISO20022-based payments processing, domestic and international

Batch and real-time capable, proven across multiple geographies and schemes

Integrate with transaction monitoring for full decisioning capabilities.

Customer financial tools

Payment transactions enriched with geographic and merchant data

Advanced APIs for querying transaction history, tagging, and categorizing transactions

Provide customers with financial insight, help them set goals, budgets, and manage their money.

CRM and operations

Centralize customer servicing to deliver a seamless omnichannel customer experience

Increase productivity with automated solutions, supported by intelligent case creation

Serve customers better via the channels that work for them, like live chat and telephony.

Build and scale the next big thing

Book a call to learn how you can do it in less time