Build your bank with SuperCore™
Leverage a fully configurable platform.
Features
Powering banking with a flexible, extendable cloud native operating system.
Financial products
Next generation product configuration
Create, publish and manage the product lifecycle
Zero downtime and zero IT involvement
Data & analytics
Real-time Kafka feeds with full visibility of all transaction flows and underlying data model
Symmetric schema methodology accelerates analytic life cycle for off-platform value creation
Core banking
Cloud native real-time ledger scalable for peak processing by design
Calculation engines tuned for durability and financial integrity
Rich transaction, statement and accounting data feeds
Customer
Flexible customer profiles
Lifecycle and state management
Authentication and user management
Payments
ISO20022 payment message flows allow for rapid integration
Designed to latest global standards
Account funding APIs
Credit / debit transaction posting APIs
On-me, on-us and internal transfer processing
Flexibility
Microservice architecture and standards based data model prevents data silos
Carefully abstracted domain model readily supports new product, channel and customer experience concepts
Managed services
Lower cost of ownership with the latest cloud tooling, standards and technologies through our managed service solutions.
Features
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10x SmartAdapters & SDKs
Use your own APIs and integrations with SmartAdapters that connect into SuperCore™. Speed up development time with SDKs.
APIs
Product, ledger, customer and payment services are accessed by a suite of channel agnostic RESTful APIs, offering consistent access to SuperCore™.
High level APIs accessible by mobile apps and customer channels, encapsulating underlying services and processes
Fundamental APIs offering direct access to ledgers, financial processing and customer servicing, typically used by back end and middleware applications
Data streaming
All activity on SuperCore™ generates real-time data streams, a rich and complete source of information from the heart of the platform, provided in an open and consumable format.
Using Kafka technology, with surrounding tooling to manage schema versions and guarantee data quality
In a typical bank >80% of the analytics life cycle is spent cleaning and understanding data. 10x data streams eliminate this step, allowing analysts to focus on delivering business value
10x SmartAdapters & SDKs
SmartAdapters serve to insulate the SuperCore™ from third-party APIs.
SuperCore™ optionally ships with API extensions to simplify and accelerate integration, isolating app and digital development teams from underlying complexity
Mobile SDKs include an encrypted transport framework delivering a banking grade secure path to the core
Payments
Integrations with your payments systems or world-leading payment gateways.
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Features
Accelerators
Speed up your transformation and avoid the legacy problems of your internal systems by choosing from our accelerator modules. Choose from a selection or utilise our full bank-in-a-box solution.
Cards
Marketing & communications
Onboarding orchestration & screening
Financial crime monitoring & screening
Open banking
Electronic payments
Customer financial tools
CRM & operations
Cards
Deliver secure, easy to scale, low risk, flexible lifecycle and transaction processing
Card payment processing via an ISO8583 and ISO20022 RESTful API web services
Card lifecycle services for both physical and virtual cards
Marketing & communications
Deliver timely and relevant messaging with real-time event-driven communications direct to a customer's channel of preference
Improve efficacy with a suite of predefined options or configure communication triggers, data fields and more to suit your needs
Drive deeper engagement with multi-channel push messaging, as well as our own in-app cards
Onboarding orchestration & screening
Accelerate onboarding for rapid account set up and improved completion rates
Reduce friction through the onboarding process to improve customer experience
Robust screening supports comprehensive risk mitigation
Financial crime monitoring & screening
Financial crime monitoring and screening
Accurately capture device and risk profiling
Ensure compliance with fraud & AML regulations
Open banking
Support for open banking standards in UK, Europe and beyond
PISP / AISP journeys
Infrastructure and security
Electronic payments
ISO20022 based payments processing, domestic and international
Batch and real-time capable, proven across multiple geographies and schemes
Integrate with transaction monitoring for full decisioning capabilities
Customer financial tools
Payment transactions enriched with geographic and merchant data
Advanced APIs for querying transaction history, tagging and categorising transactions
Provide customers with financial insight, help them set goals, budgets and manage their money
CRM & operations
Centralise customer servicing to deliver a seamless omni-channel customer experience
Increase productivity with automated solutions, supported by intelligent case creation
Better serve customers directly via the channels that work for them including chat, messaging and telephony