Platform
Our platform has been designed from first principles and built on a microservices architecture, facilitating continuous development. Our approach uses the latest cloud technologies to deliver high-value activities to build, grow and transform a bank.
The 10x SuperCore™ powering our platform addresses a bank's core architecture challenges. Services are made available through a comprehensive and consistent API suite, again with a radically simplified architecture. An application stack enables hundreds of apps in legacy to be consolidated to a single platform while our 10x API Manager integrates bespoke bank or third-party APIs.
10x SmartAdaptors enable clients to connect third-party services flexibly and quickly, removing time and cost from complex integrations to a core banking system.
Well organised and highly secure data is essential for powering next-generation banks. With this in mind our unique data model is evolved from ISO-20022 data standards fully compliant with Open Banking standards.
Transaction enrichment and risk analytics capabilities are built in - security is critical here, so all data is encrypted at rest and in transit.
10x clients can leverage and deploy latest machine-learning technologies to deliver real-time insights and services to transform the customer experience.
All operational data is symmetrically replicated to the 10x analytics platform in real time - a unique feature in the market. This empowers banks to develop their own artificial intelligence and machine-learning capabilities and seamlessly integrate out-of-the-box solutions.
Our user-friendly product development toolkits enable quick and easy product creation and deployment – products can be released to market in minutes.
Future product enhancements and changes can be implemented as, when and where a bank needs. This helps reduce product development costs significantly while embedding flexibility and speed-to-market in the business.
At 10x we make the entire customer experience simpler. We help banks deliver low risk and compliant on-boarding experiences with minimal customer friction by drawing on our suite of microservices to create a real-time record of the customer across the 10x platform.
Each data item, an address for example, exists in just one place. At a stroke, this removes one of the major legacy technology challenges that blight a bank's ability to better serve their customers.
We work with a constellation of global businesses to deliver the best outcomes for banks and their customers using technology powered by 10x. Our evolving network spans: