
Platform
Leverage 10x SuperCore™ to build the next-generation bank
Built on cloud native technology, SuperCore™ enables connected propositions, customer journeys and support services. SuperCore™ is delivered as Software-as-a-Service, and is globally available. Simplify deployment, integration, infrastructure and technology operations, all lowering the cost to serve.
A set of fundamental components for financial products can be configured, re-configured and extended to meet your current and future requirements, without the need for re-build. Around SuperCore™, SmartAdapters, APIs and SDKs, allow seamless integration to back office, channels and third-party apps and services.
We've built the most comprehensive banking platform so clients can deliver the next generation of financial services.

Build your bank with SuperCore™
Leverage a fully configurable platform.

Features
Powering banking with a flexible, extendable cloud native operating system.
Financial products
Next generation product configuration
Create, publish and manage the product lifecycle
Zero downtime and zero IT involvement
Data & analytics
Real-time Kafka feeds with full visibility of all transaction flows and underlying data model
Symmetric schema methodology accelerates analytic life cycle for off-platform value creation
Core banking
Cloud native real-time ledger scalable for peak processing by design
Calculation engines tuned for durability and financial integrity
Rich transaction, statement and accounting data feeds
Customer
Flexible customer profiles
Lifecycle and state management
Authentication and user management
Payments
ISO20022 payment message flows allow for rapid integration
Designed to latest global standards
Account funding APIs
Credit / debit transaction posting APIs
On-me, on-us and internal transfer processing
Flexibility
Microservice architecture and standards based data model prevents data silos
Carefully abstracted domain model readily supports new product, channel and customer experience concepts
Managed services
Lower cost of ownership with the latest cloud tooling, standards and technologies through our managed service solutions.

Features

Developed intuitively by product people with a click-not-code approach, unlock powerful self-serve functionality
Maximise control with one governing interface; design, review and launch financial products to market in minutes, with no additional IT cost or delays
Respond quicker and more accurately by viewing and managing internal accounts in real-time
Manage multiple tenants through one app with Bank Manager, fully multi-tenant compatible

Centralise servicing, powered by a single source of truth, to deliver an exceptional customer experience
Increase productivity with automated solutions, supported by intelligent case creation for when it's necessary to pass over to an agent
Better serve customers directly with integrated telephony and asynchronous chat, with inbuilt authentication methods such as Click to Call and Push to Auth

Quickly understand, explore and test APIs and capabilities
Powered by a custom application built in-house from the ground up and regularly expanded to meet client needs
Document all platform release updates and functionality upgrades in one place
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iOS and Android app store ready
Support your customers with their financial management with homepage insights, transaction filter tools, spending category management and budgeting goals
Increase customer engagement with in-app notifications and asynchronous chat support
Simplify the user experience with quick and easy payment set up and purchases, card management, personal profile changes and document retrieval
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10x SmartAdapters
Use your own APIs and integrations with SmartAdapters that connect into SuperCore™. Speed up development time.
APIs
Product, ledger, customer and payment services are accessed by a suite of channel agnostic RESTful APIs, offering consistent access to SuperCore™.
High level APIs accessible by mobile apps and customer channels, encapsulating underlying services and processes
Fundamental APIs offering direct access to ledgers, financial processing and customer servicing, typically used by back end and middleware applications
Data streaming
All activity on SuperCore™ generates real-time data streams, a rich and complete source of information from the heart of the platform, provided in an open and consumable format.
Using Kafka technology, with surrounding tooling to manage schema versions and guarantee data quality
In a typical bank >80% of the analytics life cycle is spent cleaning and understanding data. 10x data streams eliminate this step, allowing analysts to focus on delivering business value
10x SmartAdapters
SmartAdapters serve to insulate the SuperCore™ from third-party APIs.
SuperCore™ optionally ships with API extensions to simplify and accelerate integration, isolating app and digital development teams from underlying complexity
Mobile SDKs include an encrypted transport framework delivering a banking grade secure path to the core
Payments
Integrations with your payments systems or world-leading payment gateways.
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Features
Accelerators
Speed up your transformation and avoid the legacy problems of your internal systems by choosing from our accelerator modules. Choose from a selection or utilise our full bank-in-a-box solution.
Cards
Marketing & communications
Onboarding orchestration & screening
Financial crime monitoring & screening
Open banking
Electronic payments
Customer financial tools
CRM & operations
Cards
Deliver secure, easy to scale, low risk, flexible lifecycle and transaction processing
Card payment processing via an ISO8583 and ISO20022 RESTful API web services
Card lifecycle services for both physical and virtual cards
Marketing & communications
Deliver timely and relevant messaging with real-time event-driven communications direct to a customer's channel of preference
Improve efficacy with a suite of predefined options or configure communication triggers, data fields and more to suit your needs
Drive deeper engagement with multi-channel push messaging, as well as our own in-app cards
Onboarding orchestration & screening
Accelerate onboarding for rapid account set up and improved completion rates
Reduce friction through the onboarding process to improve customer experience
Robust screening supports comprehensive risk mitigation
Financial crime monitoring & screening
Financial crime monitoring and screening
Accurately capture device and risk profiling
Ensure compliance with fraud & AML regulations
Open banking
Support for open banking standards in UK, Europe and beyond
PISP / AISP journeys
Infrastructure and security
Electronic payments
ISO20022 based payments processing, domestic and international
Batch and real-time capable, proven across multiple geographies and schemes
Integrate with transaction monitoring for full decisioning capabilities
Customer financial tools
Payment transactions enriched with geographic and merchant data
Advanced APIs for querying transaction history, tagging and categorising transactions
Provide customers with financial insight, help them set goals, budgets and manage their money
CRM & operations
Centralise customer servicing to deliver a seamless omni-channel customer experience
Increase productivity with automated solutions, supported by intelligent case creation
Better serve customers directly via the channels that work for them including chat, messaging and telephony