
Greenfield
A clean build, fast and unrestricted by legacy systems
For established and new organisations, greenfield is a compelling option. Greenfield projects offer banks a way to generate new lines of business, take an existing brand into a new geography, or build a new brand from scratch, unencumbered by legacy architecture.
Greenfield allows incumbents to test next-generation digital operating models, whilst leveraging existing customer loyalty and regulatory capabilities. Build a radically simpler and leaner operation; and for incumbents, use this to drive change in the host organisation.
Operating costs can be reduced by as much as 90%, a truly 10x outcome.
Launch products to market in minutes rather than months as your product teams are empowered with a click-not-code Bank Manager application.
Secure cloud native architecture and innovative data management allows incumbents to level the playing field with challengers and Big Tech, as well as enabling new entrants to stand on the shoulders of giants.
The bank of the future is leaner and simpler. This reduces the complexity of regulatory compliance, and significantly reduces the risk of non-compliance. Real-time access to a single source of data takes the guesswork out of monitoring and reporting. Risk functions can be scaled in line with underlying simplification and size of the new organisation versus the complexity and uncertainty of legacy operations.
Building a digital challenger offers you the fastest route to market with delivery within 12 months and the fastest ROI from your investment. Select a vertical cohort such as one of your banking brands, products or segments and prove out the capabilities, integrations and operational gains from a cloud native architecture.
A large financial institution, well-established in the insurance and wealth markets, wanted to leverage their prestige to enter the retail space.
The objective of the proof of concept was to build an ecosystem with SuperCore™ at the centre and show that standing up a modern platform with real-time payments connectivity was feasible over a drastically reduced time scale.
Using SuperCore™, the combined 10x, client and partner team stood up a live working demonstration in four weeks. This included real-time payments with live accounts and currency. 10x provided the core system, demo mobile app and integration services to realise the end-to-end solution.
This proof of concept showed unprecedented speed of delivery, from concept to live payment.

Easy onboarding and eID&V with a mobile-first identity verification platform, making it quick and easy for customers to set up new accounts
Instant card provisioning and account information available directly in-app
Simplified financial management with integration of other everyday costs, automated saving workflows and more

With a cloud native core, operating costs can be reduced as much as 50% and cost of change down 80%
Leverage cloud providers uptime capability and on-demand scaling, within proven and secure dedicated partition
Expand your market offering in months not years – rapid proof of concept and continual learning

Frictionless KYC and onboarding – faster account set up and reduced reliance on legacy workflows to welcome new users
Reduced dropouts and waste work, allowing colleagues to focus on improving customer satisfaction
Seamless integration of core banking systems and third-party providers driving new business and customer experience such as rewards, loyalty and gamification
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